Free
$0
Understand where money goes.
- 2 accounts
- Unlimited transactions
- Categories & budgets
- Cash flow view
UniverseSYS.03
Financial intelligence
BetaMoneyOS
See it. Understand it. Plan it.
MoneyOS turns raw transactions into a living picture of your finances — cash flow, categories, trends, forecasts and goals — for people and small teams who want decisions, not spreadsheets.
- SEE
- UNDERSTAND
- PLAN
- PREDICT
- ACT
- “Understand my spending”
- “Forecast my runway”
- “Find my subscriptions”
SYS.03 · Working surface
Not a mockup.
A faithful demonstration built from the product's real data shapes — labelled a demo because it is one.
cashflow.90dSample data
- Net this month
- + $1,075
- Runway
- 7.2 months
- Recurring found
- 6 subscriptions
SYS.03 · Capability register
What it does — and what it doesn't yet.
Every capability carries its real status. That is the deal we make with you.
- Accounts & transactionsAvailable
Manual and file import today.
- Smart categorizationAvailable
Rules first, learning second.
- Cash flow & net worthAvailable
One timeline for everything you own and owe.
- Budgets & goalsAvailable
- Recurring payment radarBeta
Subscriptions surface themselves.
- ForecastsBeta
Where the current curve actually leads.
- Freelancer & business modeComing soon
Invoices, tax buckets, runway.
- Bank connectionsComing soon
- AI financial assistantExperimental
Ask questions your dashboard can answer.
SYS.03 · Plans
Start free. Scale honestly.
Launch pricing — locked in for early adopters. Expensive AI features are metered, never vaguely “unlimited”.
Pro
$8/month
Plan further than this month.
- Unlimited accounts
- Forecasts & trends
- Recurring radar
- Goal engine
Business
$19/user·month
For freelancers and small teams.
- Business & personal split
- Invoicing basics
- Tax buckets
- CSV & API export
Enterprise
Custom
Financial tooling, your way.
- Custom financial systems
- Private deployment
- Integrations
- Dedicated support
SYS.03 · Programmable
The same engine, over HTTP.
GET
/v1/finance/cashflow?range=90dRead your cash flow series programmatically.
{
"ok": true,
"currency": "USD",
"series": [
{
"week": "2026-W31",
"in": 4200,
"out": 3125
},
{
"week": "2026-W32",
"in": 4200,
"out": 2870
}
],
"trend": "positive"
}